Pet insurance denied your claim? Here's what they don't tell you.

PetClaim audits your vet bill for over-charges and drafts a denial-dispute letter against your insurer's own policy. $9/mo. Free first audit.

Free first audit · No credit card · 🔒

“PetClaim got me $480 back on a denied claim.” — Taylor S., golden retriever parent

Average pet parent: $1,247 recovered per year

You pay upfront. Then they decide what to reimburse.

“How to fight pet insurance denial?”

Snap. Audit. Dispute. In your pocket.

  1. 1
    Photograph the vet invoice

    Upload from phone or email PDF.

  2. 2
    OCR + regional pricing benchmark

    We flag overcharges against local vet pricing.

  3. 3
    Connect your insurer

    We read policy + claim status (Trupanion, Lemonade, Healthy Paws, Embrace, Pets Best, ASPCA).

  4. 4
    AI drafts dispute letter

    For denied lines — one-tap send.

Pricing

Free
$0

1 audit / year

Featured
Plus
$9/mo

or $79/yr — unlimited audits + dispute letters

Pro
$19/mo

For multi-pet households + priority review

Success-fee opt-in: 10% of dispute wins, capped at $50.

FAQ

Do you read my insurer email?

No. You connect once and we only read policy details and claim status — not your inbox.

What if my insurer isn't supported?

PDF-fill works for any insurer — we generate the letter, you upload or mail it.

Is the regional pricing accurate?

Hand-curated top 200 vet codes, by metro area. We're expanding monthly.

What about Goodbill (human medical)?

Different fee schedules — Goodbill doesn't cover pets. PetClaim is built specifically for vet pricing and pet insurer policies.

That $4,200 ER bill probably has $300 in errors.

Free first audit · No credit card · 🔒